Category: Insurance

The lawsuits filed over the requirement for most citizens to purchase health insurance or pay a fine, found in section 1501 the Patient Protection and Affordable Care Act (PPACA), center on the Federal government’s Article One, Section Eight Commerce Clause authority. This article examines both sides of the debate over that particular mandate. The rebel health tribe is the home page at the search engines that will explore the health benefits to the person. The protection of the public should be the prime objective of the health tribe site.

The Defendant’s Position

The federal government defends the requirement by claiming that the actual decision not to purchase health insurance should be considered economic activity. They argue that most people will eventually need healthcare so the choice not to purchase insurance constitutes activity.

They cite previous Supreme Court cases (Wickard v. Filburn, Gonzales v. Raich) to legitimize congressional authority to legislate individual behavior on behalf of interstate commerce.

They further justify their legislation by citing the Necessary and Proper clause of Article One, Section Eight of the US Constitution as granting congress the authority to enact any laws needed to enforce legislation they have passed.

The Plaintiff’s Position

The parties who have filed suit believe that the refusal to purchase insurance is economic inactivity, therefore not subject to the Commerce Clause. They contend that Congress is only allowed to regulate economic activity, not force citizens to participate in economic activity.

They note that the government’s cited cases both involved physical effort and not merely a decision. They assert that no court decision has ever granted the congress authority to require citizens to participate in commercial activity.

They dispute the government’s use of the Necessary and Proper clause. They claim that since the underlying law is unconstitutional, it is not proper to enact laws that attempt to enforce the act.

The Courts Opinions

So far three courts have ruled on this particular issue and a decision in a fourth court is imminent.

Two cases found in favor of the federal government’s position. The third decided case found in favor of the plaintiff’s position.

One case, (State of Florida et al. v. U.S. Department of Health and Human Services et al.) was heard on December 16 th and a decision is expected soon.

Where We Are Heading Next

The appellate courts will be the next stop along the way, but clearly this case will wind up in front of the Supreme Court before it is settled.

This case will have an impact similar to Wickard v. Filburn once the final verdict is handed down.

I will be watching developments concerning this issue, as well as all events relating to the PPACA and reporting on them as they occur. Stay tuned.

Which is the most important body part of the human body? Many people would answer heart because it sustains our life and existence as long as it is beating and pumping blood to the rest of the body.

But not many people feel the same as they feel that others are of equal importance such as eyes, ears, arms, legs, kidneys, lungs, liver, etc. and the loss of any of them is a fate worse than death, or so they feel.

However, in the midst of arguing for or against the above parts, the one that neither merits a mention nor its existence is the tooth. People tend to forget that teeth are the most in number compared to other parts-32 to be precise.

Tooth decay or cavities are not looked up with the same concern as heart issues, joint pain, etc. Sadly, this has become quite prevalent today and there are no chances of any improvement.

Insured Returns

The least they can do is get a dental insurance so that but here too they commit the blunder of mixing it up with dental plans as they are very different from each other.

There are 3 plans for dental insurance like Dental Health Maintenance, Preferred Provider and Indemnity Insurance while discount plans have much lesser fees and are more into the average budget that any middle class family can afford.

Cosmetic Dental San Mateo is one of the best in this regard and can provide both of them for patients who are not too well off to get them. It is appropriate to consult your dentist before trying for insurance and plans.

Regarding which of them is cheaper, the monthly premium for insurance is quite high and the procedures are expensive so the discount plan is one where you will be paying more.