Year: 2019

What is Presenteeism?

Dedicated employees will often espouse the virtues of always being at work, never taking a sick day or mental health day or having a perfect attendance rating on the job. This sounds like a great track record for a good employee to have, but what of an employee who shows up on the job when they are too sick to be functional?

A relatively new term in the business industry known as presenteeism, a play on the word absenteeism, has quickly become a corporate buzz word.

Presenteeism is not yet defined in the dictionary, but has quickly become part of the American lexicon. Essentially, presenteeism occurs when employees come to work when they really shouldn’t. While presenteeism can include employees who come to work shortly after giving birth; after the death of a relative, friend or close family member; with a debilitating injury, or with some other condition that causes the employee to function below standards – presenteeism most frequently refers to employees who show up to work while ill, instead of using a sick day.

Presenteeism also can be carried a bit further to the point where employees, feeling they need to make a good impression on the boss to advance their careers, come in early, work through lunches or stay late, even when there are no duties to perform.

It is true that sick pay and time employees take off from work does affect the bottom line for an employer, but new studies are showing that presenteeism is actually costing employers more in the end than if the employee had just called in sick.

Presenteeism can also affect the employee in a negative way too.

Let’s look at how presenteeism can affect an employee first, and then we’ll take a look at how presenteeism affects employers.

As an employee, absenteeism has been discouraged. We all pretty much know that if you miss too many days of work, your job can be in jeopardy. Additionally, when two or more employees are up for a promotion, it’s common knowledge that when work proficiency and all other things are equal, the employee who works a bit longer, bit harder, or goes that little extra mile is more likely to receive the promotion than one who only shows up to work during normal business hours.

However, employees who feel that they must work extra hours in order to get ahead, whether the work actually requires this additional time or not, might well be building up a resentment for having to work that extra time. This breeds negativity and contempt toward the employer and can potentially leave the employee with a bad attitude, feeling overworked and underappreciated, and in turn, the quality of the work may decline.

Additionally, the employee’s morale and personal emotional state is negatively affected. Employees who frequently feel they must work extra hours, come in when they are sick, work later, stay through lunches, etc., will often find themselves flustered and upset when the company has to follow certain rules and won’t make an exception for them. “But I stay late all the time, I work through my lunches, what do you mean I can’t have Friday off?”

For the employer, presenteeism can really hurt production of work, quality of work, and hurt the payroll too. One employee may need 8 hours to do a specific job while another employee may take only 4 hours to do the same job. The employee who works the longer hours might well be seen by others as the more dedicated employee, when the one who finished faster and had the same quality of work actually makes more money and uses less of the company’s resources than the other employee.

It’s really not fair when this happens, and the employee who can finish faster will soon realize they are not being fairly considered for working faster, so the work will slow, production decreases, and quality of the work might very well decrease too. This hurts the company overall. To avoid this, a company really needs to learn to reward and acknowledge employees for the output and work itself, and put less focus on the actual number of hours an employee works.

Now, let’s look at presenteeism as it pertains to working while sick. Yes, it costs the company money and time to have an employee call in sick. However, when an employee comes to work while sick, the quality of their work simply will not be as good as if they are not sick. When an employee is sick, they probably will take longer to perform their job duties too. In addition to this, an employee who is present at work while ill is much more likely to make mistakes – and we all know that correcting errors takes more time than actually slowing down and getting it right the first time.

Presenteeism can negatively impact the bottom line for employers when an employee comes to work sick, exposes the other employees to contagious illnesses, and thus causes other employees to become ill, miss work, or decrease their productivity too.

Many employers are learning that presenteeism doesn’t necessarily mean an employee is a better employee, more dedicated or a better performer – additionally, presenteeism can negatively impact the employer’s bottom line. A link of the website is provided on the website. The person can click to find out more about the presenteeism. The term has both the positive as well as negative aspect for the business.

Therefore, do what’s best for your company and yourself. If you are sick, take a sick day and allow yourself to recuperate. If you do not need to work extra hours to get the job done, then work the scheduled hours and don’t kill yourself. While the brownnosers of the world will win in the short term, your hard work and dedication will come through in the end, so take the time to take care of your health needs and mental health needs first, and be satisfied in knowing that taking a sick day when you really are sick actually is better for your company than going to work.

When the clothing store, H M; opened its first California location in San Francisco last Fall a huge line of fashionistas wrapped around the block well before the doors opened. 

Ever since it became trendy to find designer knock-offs at a fraction of the price, H M; has emerged as a fashion monolith for the cheap chic set. Some of its clothing pieces have even been featured in many magazines of Kaftan dresses, which helped the brand to get vaster customer base around the globe resulted in great profitable apparel business. 

Thus, it was with excitement and hysteria many fashion savvy individuals of the Los Angeles and Orange County crowds met the Pasadena H M; store opening Sept. 21. The new location on Colorado Boulevard was built up with major billboard and print advertisements leading up to the doors finally opening. 

Yet, what is actually inside the two-story store has yet to really speak for itself. True, a shopper can find some bargains: corduroy pants for under $30 and T-shirts for around $8. However, the overall price points can hardly be described as competitive with the prices of H M;’s retail competition: namely Forever 21 and Wet Seal. 

Fully lined, wool jackets at H M; hovered around $80 whereas Forever 21 sells fully lined jackets for around $60. Although, the Forever 21 coats are not wool, they serve the same functions: keep the wearer warm (in not very cold Southern California winters) and have fashionable cuts. 

More important than the not-so-exciting prices, is that the actual fashions of H M; are not as trendy as one would expect. While the Pasadena store’s second floor is dedicated to trendier pieces, the clothes in general are a somewhat boring. There are mostly traditional cuts in rather muted colors – perhaps as a way for the retailer to test its Pasadena market before bringing in more risqué fashions? 

There were a few great pieces in bold, geometric prints and some great sweaters with cute button detailing, but ultimately, the major finds were few and far between. 

In the way of accessories, the store houses various scarves and matching knit caps. The necklaces, bracelets and earrings however, do not stand out very much. The display wracks looked like a sea of brushed gold and silver pieces not attracting much attention. 

While many have said H M; stores do not always house great finds and a shopper must be willing to dig, the Pasadena store does not even maintain an appeal that makes one want to sift through the packed racks of clothing. 

The racks and rounders are packed with clothing and there is not much done in the way of appealing displays. Incidentally, some of the clothes are placed so high up on racks, that it makes it difficult to find one’s size without having to stand on the tips of one’s toes just to look for the right clothing size. 

More Southern California H M; stores will soon be opening at the Irvine Spectrum and South Coast Plaza in Costa Mesa. However, if the inventory is more of the same at the Pasadena store, the hype surrounding H M; will remain only that: a lot of buzz over nothing. 

Inventory and Purchase Order Financing in Canada are two of the key elements of Asset based lending and financing. What do Canadian business owners and financial managers need to know about this type of financing?

Inventory financing is unique – we say that simply because unless you are working with a specialized lender most financiers, bankers, etc do not understand inventory – naturally if you don’t understand something it is difficult to lend against, which limits financing of course !

You need to work with a lender who will take the time, and already has the expertise to assess the critical element of your inventory, which is very simply what is it worth on an ongoing basis. As a business owner looking for additional working capital and cash flow you want to maximize the amount of financing you can extract from inventory. Your inventory and receivables are huge components of your on going working capital needs.  As we all know that government money lenders require more time for the accomplishment of the whole process, so preferably you should asked private money lender to lend you money over the least interest amount.

What are some of those key elements in inventory financing? They are as follows – first of all you want to always ensure that you don’t enter into an inventory finance facility that requires your to store product at a third party warehouse . That becomes cumbersome and adds some additional cost to your facility.

When we discuss client inventory financing needs we also try to ensure they are bundled into an asset based facility that includes accounts receivable – this certainly is not necessarily required, but simply makes the entire ‘ cash conversion cycle ‘ run more smoothly . As you know your cash conversion cycle is simply the ongoing process by which cash becomes inventory which becomes receivables which becomes cash again!

When you establish a solid inventory financing facility you simply are maximizing working capital on an ongoing basis by having pre negotiated a maximum loan to value of your inventory – What do we mean by this and how does it work? Well simply explained its putting in place a facility, which, as an example, allows you to draw down on a certain per cent age of your inventory on hand. You simply provide a list of your inventory, as an example, on a monthly basis, and draw funds against that summary listing. A quick simple example – lets say you are selling shoes to Big Box retailers, and you have 400, 00.000 of shoes on hand every month to satisfy customer needs. If your inventory financing facility is margined at a pre agreed upon 60%, (as an example) you can draw on working capital $4000.000/00X .60 = $240.000.00.

In many circumstances we run into your firm either had no or limited inventory financing, so you have just created 240k or additional working capital for your firm.

Let’s discuss Purchase order financing also! It’s a case of drawing working capital out of orders from customers who are deemed sound. You use the funds to satisfy those orders, gain additional revenue, and increase your overall competitive presence.

P.O. Financing is a gap or bridge financing allowing you to take on larger orders/contracts… With your suppliers paid you can convert inventory into receivables and start the process all over again.

. Your suppliers are paid in advance by the p.o. financier, which frees up your working capital. Key requirements of a good P.O. Financing facility are good reputable customers, PO financing facilities of 100k and up, and your ability to demonstrate you can offer the P.O. as collateral. In some cases insured receivables might make sense also

Not everyone knows about or understands these two types of financings; speak to an expert who has credibility and experience to maximize your use of this type of financing.

When giving an extra-special titanium ring jewelry gift, there are really only two options to choose from: a custom design or a designer design. If you’re a recipient, then you might react differently to each type of design (a designer design could show that you man made a thoughtful and stylish investment whereas a custom design could get a creative way to share your love).

Whether you’re giving a titanium ring in the near future, or planning to receive a titanium ring in the near future, here are some things to think about when it comes to making the right choice:

Find a Trusted Supplier

It is always essential that if you are purchasing an expensive gift, you find the right supplier. It doesn’t matter whether you are customizing your titanium ring or buying a pre-made titanium ring, you need to be able to trust that the quality and craftsmanship of the ring is top-notch.

Overall Look and Feel

The look and feel of the titanium ring is perhaps the most important consideration that you must make when choosing the right titanium ring for your needs. Some designer titanium rings have intricate designs that are loaded with meaning, such as traditional Celtic designs that relate back to ancient Irish folklore and culture.

If you were to choose a customized titanium ring design, chances are good that you would get the kind of specific style that you are looking for as well as the personalized meaning that the style might have to you and your sweetheart.

Before making your decision about designer titanium rings or customized titanium rings, it’s always beneficial to browse through the titanium ring options that are already out there and readily available. Browsing can help you get ideas and you never know when one of those ideas will lead to inspiration or when a particular titanium ring will jump out at you and become irresistible.

Consider the Meaning

One of the most important considerations when purchasing a titanium ring that you expect to last forever (such as a titanium engagement ring) is the meaning behind the design. If you decide to create a custom design, then you will be able to infuse the titanium ring with symbolism that is important to you and your significant other.

However, if you choose a designer style ring, then the design may already have symbolism. For example, a classic three stone ring might symbolize your past, present, and future with someone. The meaning of the design to you and your partner is perhaps one of the most compelling reasons to get a ring in the first place. Therefore, start a dialog about what kind of symbolism you might want in your new titanium ring. Together, you can come to a mutual understanding of what the ring means to the two of you. That understanding will likely help you make your purchasing choice. The choice of the person will be influenced through the reviews available at the site The customers can share their feedback at the site.

The finest of the finest options can be discovered in the modern world, allowing you to have the reliability of the networks and data. Keeping your data private over the internet is the primary thing to be practiced for you surely. Additionally, if you are operating an online-based business through an open network, then you need to get VPN services as soon as possible.

However, if you operate your data through androids, then you might be pondering about which one is a better option for you of VPN services to go along with. To know more about the secured data network of the VPN for androids in 2019, then continue reading the article mentioned below.

The finest VPN network for androids in 2019

Here, presenting you the top-rated options for VPN networks for androids, you can decide in between them that is the better option for you. So let us get started with the listing of the top VPN networks for androids.

  1.  Surfshark: This convenient option allows you to have better access to the internet. It also provides you the required privacy and safeguards your network connection. It also offers you a better speedy network allowing the page to take lesser time to load through the interface.
  2.  Hotspot shield: those looking for the fastest VPN servers that can optimally work for androids is the hotspot shield that is also the top options for the VPN networks. You can get unlimited access to the VPN network by using this particular network.
  3. Tor guard: you might find the name of the network bizarre, however; the services are more convenient in this case. You can acquire the benefit of the 50% discount with TorGuard coupon code multiple benefits. It would be many options for you to have direct access to the network using this particular network.

The wave of the future for everything from creating an image to promoting a business, Social Media has taken the world by storm. So why not use Social Media to your advantage by using it to promote your next big event? Though for this concern we can look up to for more information. Gone are the days of printing paper invites, stamping and mailing then having to wait days or weeks for an RSVP. Whether it’s a conference, birthday bash or a reunion, social media is a fast, convenient and almost always free way to immediately generate excitement and capture the attendees for your next big soiree. Here are some helpful tips to get you started.

First things first. Think about what type of event you’re planning. What are the highlights? Why will it be so highly anticipated? Come up with a name and description that says “come hither” to your demographic.

Once you have that, you will need to create an event page. The usual suspects are Facebook or MySpace. But if you are looking for a way to sell tickets to your event along with your page, Eventbrite is a great tool as well. These customizable pages will enable you to generate buzz about your event through picture and/or video uploads, event emails and invites, live feed, important updates and will allow members to post their thoughts on the event too! Get creative with this. It’s your event, your page. You can make it as conservative or as edgy as you would like.

Next, check out Twitter. It’s very much a micro blogging service, letting you post tidbits of information, links to larger topics and a constant live stream of details regarding your event. Think of it this way. If Facebook is the meat of your social media meal, Twitter would be the side dish. The info is simple really. You provide the name of the event/business, a quick description of the event, the web url and the location. From there, you can search via keywords for people or businesses to follow that you think are relevant to your event type, topic, etc. You can also post your twitter “badge” on your website and promote people to follow you. Another option is to post on your Facebook page that your event is on Twitter, which means more exposure and more followers.

So how do I get people excited about attending the event now that I have all these fancy social media avenues? Start inviting people to “fan” your Facebook event page, post video updates, pictures and news about the event on the event wall and make sure to monitor and respond accordingly to those that make comments. On Twitter, search for people or key words pertaining to your events niche. For instance, if your event is related to natural health you might search for chiropractors, holistic medicine or homeopathy. Follow them and in return they just might follow you, starting your social media network. Then tweet about what is going on with your event or what you’re doing to prepare for it. For example, “At the caterer, deciding on what delish hors devours to serve at the 40th Anniversary! Bon appétit!”

Interaction is a key element of social media! Engage your fans and followers. Make them feel like they are a part of something. Cheers to having the best event ever!

Once you pass out from school, you enter college and that is the last time where you get to have the time of your life with bunking classes, hanging out with friends, smoking and drinking, with little to no study and somehow just passing out with a degree.

That is where the happy days end and the real period of struggle begins as every person finds out to his/her cost. It is now that they come to know that life is not the bed of roses that they had enjoyed in their childhood.

Once you finally get a job after running from pillar to post, with months of fruitless toil and a lot of recommendations, you start feeling worn out and find that it is beyond your capacity.

Luckily, after some initial hiccups, you start getting used to it and after a certain period, you become an expert in the field and start enjoying work life.

With greater success comes more power and with it come more responsibilities and burden, you start travelling far and wide to make from one city to another at frequent intervals with the airport and plane becoming a sort of second home.

When coming to a new city, begins the hunt for motels/lodges to spend days during your stay.

Consumer Epic website can help you out as it gives valuable information in this regard along with product reviews.

Here are 6 tips to help you choose a good motel:

  • Research for the best motel list online and choose as per preference
  • The basic amenities like food, water, room etc. are a must
  • The motel should have its own official website with all the details
  • The lodge should establish its location so that it can be tracked
  • You can browse reviews on websites like make my trip and consumer epic
  • Make sure the motel is up to date and in sync with current times

If you’re a creative writer with aspirations of blogging, maybe its time to combine your efforts and launch your very own fictional blog. Fictional journals have become a niche topic in the novel markets, but today’s contemporary times call for something a little different; a fictional blog can be a chronicle, journal, and or just a log of a character you’ve developed. Your audience can tune in to find out more about your character and explore their world from a fresh perspective!

Many writers choose to write a fictional blog as an outlet for character development; it’s easy to understand why blogging can be so valuable. Imagine creating a fan base of your fictional character, and then turning the stories into full-fledged novels. Before you begin with your fictional blog you can take help from google search bot to get you more audiences. This way you will get a huge reader base as you start with your blog.

A fictional blog can set the stage for a brand new opportunity in fiction writing and character development. Let your creative writing skills turn full force with these tips on writing a fictional blog:

  1. Host on an attractive blog site. Top picks include or Pick something that complements your character’s personality and style.
  2. Outline your story. Just as you would map out your storyline for a short story or novel, it’s important that you have some general direction for your blog. Here you’ll need to develop a core plot or theme, basically a story arc about what will happen to your character and the situations and events that will comprise their days.
  3. Choose a character that speaks to your personality. Remember, you’ll be the one nurturing and developing their role, persona, and general outlook. This is your chance to create something unique to you, and it will be much easier to write with an authentic voice.
  4. Know your market. Developing readership may involve some research for similar blogs or websites; promoting your blog through different channels (MySpace included), will help you draw the right fan base. You can find out about online communities, blog networks, and fiction enthusiasts on networks such as Google Groups.
  5. Work on creating a fictional world. Your fictional blog is a window; a window into a world you are creating through the art of storytelling. Use as many writing and visual tools as possible that help you create the image, and let the blog posts flow. Consistency will give you an opportunity to really create the setting for your entire piece.
  6. Learn to create a strong point of view sequence. This is an essential component of your fiction blog, and will keep your readers absorbed for months and months. This may take time to develop, and depending on your character development skills, it can be challenging. Once you capture this voice it will be much easier to move through each posting with ease.

A fictional blog can be a great outlet to flex those creative muscles! Adopting or creating a character, and then developing their journal and perspective might just be your next opportunity in creative writing.

An effective fitness plan is 30 percent exercise and 70 percent diet. If you want to work out like an Olympic class athlete, then you need to eat like one. At five meals a day (smaller portions of course) comprised of nutritional foods, the price tag can become very steep very quickly. As a college student, I don’t have a lot of money to throw around so I’ve developed a few tips and tricks that I’d like to share with you. These will help you stay healthy and work towards the body you want without breaking the bank. The following post is the appropriate explanation for the pertinent question what is crazy bulk ?

Stick to the basics – This is easily the most important piece of advice I can give you. A lot of snacks and processed foods look tempting, but offer little in the way of nutritional value. Eggs, whole wheat bread, milk, yogurt or cottage cheese (if you’re feeling brave) are great sources of protein and carbs, both of which are required to support the body of an active individual.



Get creative – Just because you’re sticking with the basics doesn’t mean your meals have to be bland and unsatisfying. Get creative with your recipes so that eating is more enjoyable and less of a chore. You don’t want to get burnt out on your new health oriented diet. A personal favorite of mine is omelets, egg white or otherwise. I enjoy experimenting with different types of cheese and fillings along with seasonings.

Stick to the outside – This was something I didn’t pick up on until I started consciously trying to bring down my grocery bill. The healthiest food in the store is located along the outer edge. Typically when you walk in and follow the perimeter you’ll see a produce section, dairy, meat, deli, and bakery. All of the essentials are there and you barely have to set foot down any of the aisles. The aisles are where they advertise all of the processed products from the big name companies. Barring the deli, all of the food along the edge is typically very affordable and easily falls into the realm of a student budget. This is also where you can find frozen foods that haven’t been pre-prepared; these are typically far less expensive than their ready-to-cook counterparts in the frozen food aisles.



Stay away from Supplements – As someone who uses them myself, supplements are nice to have but they come at a pretty hefty price. When money gets tight these are the first thing I cut from my regimen. They don’t typically accomplish anything that proper diet, rest and exercise can’t accomplish on their own. Though if you can afford it, I do recommend a multi-vitamin, you may not be getting all of the vitamins and minerals you need on a daily basis and this will help ensure that you stay healthy.

These are just a few of the rules that I follow when shopping on a student’s budget. Just because you have shallow pockets doesn’t mean that your health has to suffer. I hope that some of these tips can help shed light on a grocery budget that works for you. Work hard, Play harder, and eat right.

Summer break is coming soon and for working parents, the nightmare begins. Leaving your child home unattended is a scary thought to many parents but sometimes there doesn’t seem to be any options.
Here are some tips and ideas on how to get through summer break and keep your 12 to 14 year old safe.

Make rules and stand by them. A young teen is likely to sleep away half the day if no one is there to insist that they get out of bed. Have a pre-determined, reasonable time that you and your teen agree upon that he or she is to contact you whether by phone or text. If they do not get out of bed follow through with taking away privileges.

Assign chores for your teen to do during the day and if they are completed, give them an allowance that they can use for movies, roller skating or other activities with their friends.

Speak to the parents of your teens friends and see if there are any programs that you can sign them up for. See if between the two of you an arrangement can be made for carpooling. Getting your teen out of the house and involved in an activity will help to keep him/her out of trouble.

Know who your teens friends are and what their parents work schedules are like. If you feel strongly about not allowing your teen to either have friends over or be at a friend’s house when no parents are present, be firm about enforcing your rules.

Consider hiring a “buddy” for your pre or younger teen. A 16 or 17 year old who can hang out with your teen a few hours a day to swim together, go to a local park, mall or library can be a good influence and will keep your teen from just hanging in the house playing video games or surfing the Internet.

Try to take some time from work to do day trips with your teen. If you cannot get a weeks vacation or cannot afford to, maybe taking a day or two will fit better into your schedule and budget. Do something together that you both can enjoy. Offer to bring a friend along to make it more enjoyable.

Pre and young teens can often be self-absorbed and have a hard time understanding that parents do not have the luxury of a summer break. Allow your teen to have fun but keep in touch with any plans they might make. To avoid extra stress, confirm with your teen’s friends parent when they make plans to do things together. No teen is perfect and just as young children test their parents, teens test their parents by trying to get away with things from time to time. In order to keep your teen safe you need to keep in contact and ask questions.

You can provide a safe atmosphere for your teen over the summer while you are at work. The key is to insist upon communication and adhering to the house rules of behavior.

Parents are basically keeping their children in a daycare centre in order to prepare them when they go on to have children of their own someday and wear the mantle of parenthood with pride.